Vehicle Accidents / Car Crashes
The negligence of other drivers can change lives in an instant – both for the injured and their families. Physical injuries are immediate and are often followed by long-term emotional trauma and financial turmoil. One instant can result in a life-time of pain – and easily impact every aspect of person’s life. In the worst cases, one instant may result in death. After a vehicle accident, a victim and/or their family will incur medical bills and may miss work because of the accident.
If you or a loved one have been the victim of a collision as a driver, passenger, pedestrian or cyclist, contact one of the experienced personal injury attorneys at CVDL for guidance and help. The experienced car accident lawyers at CVDL are aggressive advocates for their clients and work hard to protect their client’s rights. The personal injury attorneys at CVDL have significant experience advocating for victims who have suffered broken bones, head injuries, back injuries, and other catastrophic injuries. Sadly, we also have significant experience fighting for families whose loved ones died as a result of collisions.
In Missouri those who are damaged due to the negligence of another are entitled to funds from the wrong-doer (most often through insurance coverage) to “fairly and justly compensate” for their damages. The term “compensate” is used under the law because the system “balances” the harm done with money. What does that mean/include? Those funds can be used for medical expenses (past and future), lost income, to compensate for physical and emotional pain and suffering, loss of enjoyment of life, loss of consortium, and more. In a wrongful death claim, those funds are paid to specific family members as provided under Missouri law.
Common Types of Vehicle Accident Cases:
- Excessive Speed
- Distracted Driving
- Drunk Driving
- Careless Driving
- Driving While Tired
- Driving While Impaired
- Failure to Yield
- Passenger Injuries
- Rear-End Collisions
- Head-On Collisions
- Bystander Injuries
- Uninsured Motorist Claims
- Underinsured Motorist Claims
- Hit and Run Collisions
- Wrongful Death
How Can CVDL Help You?
The car accident lawyers at CVDL can explain your legal rights to help you make informed decisions about your claim / case.
Review settlement offers with you, tapping into their decades of experience related to the valuation of personal injury and wrongful death claims.
Manage your claim so you can focus on treatment.
Investigating all sources of insurance available.
In nearly every personal injury case, there is no charge for our services unless a recovery is made for the client.
What to do After a Vehicle Accident?
If you suspect that you have suffered a serious back or neck injury, and others are able to call for help, do not move. Otherwise:
- Call for Emergency Medical Care and the Police
- Make Sure Everyone involved is okay and provide help as best you are able
- Exchange Insurance and Contact Information with Other Drivers (if law enforcement is not called)
- Take Photos of the Vehicle and Scene (if you can do so safely)
- Contact an Attorney
Do Not Do Any of the Following: Post on Social Media; Give a Recorded Statement to any insurance company without speaking to an attorney first; Sign Anything; Admit Fault.
Provide medical providers your normal health insurance coverage information
What is Uninsured Motorist Coverage?
Missouri drivers are required to have automobile insurance. What happens if you are in a vehicle accident with someone who does not have insurance or that resulted from a hit and run driver? Generally, you would have an uninsured motorist claim with your own insurance company.
Missouri law requires that drivers have uninsured motorist coverage as part of their automobile insurance. The minimum coverage, under law, is $25,000 for bodily injury per person and $50,000 for bodily injury per accident. If you are involved in a vehicle accident with an uninsured driver or a hit and run driver – call the police and gather witness information as best you are able, as that information will be important in making your claim.
The car accident lawyers at CVDL have experience in dealing with the insurance companies in pursuing uninsured motorist claims for their clients.
What is Underinsured Motorist Coverage?
What happens if you have a catastrophic injury in a vehicle collision and the negligent driver has very low insurance coverage limits? You may have an underinsured motorist claim.
Underinsured motorist coverage is an optional coverage that people can choose to purchase as part of their vehicle insurance. Underinsured motorist coverage generally applies only after the insured has resolved a claim against a negligent driver, while continuing to have uncompensated damages. Underinsured motorist claims are usually complicated because often details in the policy language affects the amount of coverage.